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Most employee benefit plans for non-government employees are governed by a complex federal law known as the Employment Retirement Income Security Act of 1974 (ERISA). ERISA:
- covers health plans, disability plans, pension plans, early stock option purchase plans (ESOPs) and more
- controls issues such as claim denial, pension malfeasance and mismanagement, and breach of fiduciary duty claims
If you think you have been denied a claim under an employee benefit plan, you should seek legal counsel right away. We have learned that early counsel involvement increases the likelihood you will enjoy a positive result.
ERISA also guards against employers firing you to avoid paying an employee benefit that you have earned or are about to earn.
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